Getting married, at the altar with my white gown and my prince charming next to me, I thought my life was going to be full of bliss, but what bride doesn’t.
While we were dating my husband used to shower me with gifts and whatever else I thought I wanted. This behavior, like many, I thought would last all through my life.
After all, I was getting married to an academic professor and from what I had heard, they make good money. Not to sound too materialistic but a woman needs to look at the future before she says ‘I do’.
For the children and for a better life, I’m sure many will agree. The only arguments I had foreseen are the normal couplearguments like he left his socks at the door again or forgot to put down the toilet sit.
After years of marriage, I now realize how naïve I was. He kept dishing out the lines “don’t worry we can afford it so many times that I could pretty much buy anything I wanted.
However, after several months, I started receiving calls at home about bills that had been unpaid and the credit card bills that had missed several payments.
I am a stay at home mom of two and I cannot do anything to help in terms of money. Speaking to my husband about our finances I came to the realization that we were in way beyond our heads.
In his need to please me and keep me happy, bills had gone unpaid and we had over spent on our credit limits.
The fact we both share a bank account and thus have credit cards that reflect on each other meant that both our credit cards could have a bad credit card score and this would certainly mean not being able to get credit anymore.
To try and salvage the situation I had to get a job at a local grocery store so that we can at least have money to pay for the basic needs and pay the credit that is due.
It’s been a long a tough road and with our children starting school next year, I cannot even begin to imagine what we will have to do to keep up.
The fact that my husband makes so little and did not tell me to begin with has had a very bad effect on our credit card scores and we can only hope that the things we do now on will help in credit repair.